All You Need to Know About Mortgage Interest Rates in Portugal

Mortgage advisor speaking to a couple in his office

Having a home in Portugal can be an excellent investment, both financially and in terms of quality of life, but interest rates make a difference. When interest rates are low, your monthly payments are likely to be lower and you may be able to borrow more. But when interest rates are high, your monthly payments … Read more

Portugal Mortgage Calculator: Check How Much You Could Borrow

Man in white t-shirt trying to calculate his mortgage costs with a calculator

Are you thinking about purchasing a property in Portugal but are confused about how much you’re able to borrow? Buying a property in Portugal can be confusing, but don’t worry: Portugalist is here to help. Use our mortgage calculator below to estimate: *This part of the process requires more information. A mortgage broker will get … Read more

5 Reasons to Use A Mortgage Broker in Portugal

Mortgage broker with a young couple

You don’t have to use a mortgage broker to get a mortgage in Portugal – you could apply in any bank in Portugal – but it often makes more sense for people, particularly foreigners, to use a mortgage broker. Here’s why.  It Saves a Lot of Time Applying for mortgages can be a time-consuming process. … Read more

Buying Property in Portugal: A Must-Read Overview

House in Ericeira

If you’ve fallen in love with Portugal, you may have decided that it’s time to buy a property here. That might be a second home that you’ll visit occasionally, a rental property that you’ll use as an investment or a house or apartment that you’ll make your main residency.  Buying in Portugal is similar to … Read more

Buying a Rental Property in Portugal

houses in ribera grande, sao miguel

Thanks to its warm weather, low cost of living, and beautiful beaches and countryside, Portugal has become an incredibly desirable place to own a holiday home or vacation rental, particularly in areas like Lisbon, Porto, and the Algarve. It’s also home to some of the best golf courses in the world, many undiscovered wine regions, … Read more

Can Foreigners Buy Property In Portugal?

Question Mark concept with hand on blue background

Over the past few years, more and more people have bought properties in Portugal. This begs the question: can foreigners buy property in Portugal? And, if they can, do they have to be a resident to do so. According to Camille Ramiere who runs buyers agency Bloom Spaces, “yes, you can buy property in Portugal … Read more

Understanding the Promissory Contract

couple signing paperwork

© DepositPhotos / Fizkes

A major step in the Portuguese property buying process is putting down a deposit and signing the promissory contract. You’ve already made an offer, but the promissory contract confirms you want to go ahead with the sale. Although putting down a deposit is a normal part of the buying process in many countries, in Portugal … Read more