two houses in Portugal with pretty doors and a wisteria plant growing between them

Can Brits Still Buy A Property in Portugal After Brexit?

Brexit is a confusing thing that has created more questions than answers. For a lot of people who planned to spend more time in Europe, it has thrown plans into disarray or, at the very least, just made everything more complex. One of the questions that many people have is whether or not they can still buy property here, which this article will look at.  Yes, Brits Can Still Buy Property in Portugal The good

Mortgage advisor speaking to a couple in his office

All You Need to Know About Mortgage Interest Rates in Portugal

Having a home in Portugal can be an excellent investment, both financially and in terms of quality of life, but interest rates make a difference. When interest rates are low, your monthly payments are likely to be lower and you may be able to borrow more. But when interest rates are high, your monthly payments go up while your affordability goes down.  For most banks, interest rates for variable mortgages are calculated by taking the

Man in white t-shirt trying to calculate his mortgage costs with a calculator

Portugal Mortgage Calculator: Check How Much You Could Borrow

Are you thinking about purchasing a property in Portugal but are confused about how much you’re able to borrow? Buying a property in Portugal can be confusing, but don’t worry: Portugalist is here to help. Use our mortgage calculator below to estimate: *This part of the process requires more information. A mortgage broker will get in touch to discuss your income and expenses in order to calculate how much you’re able to borrow. Why We

Mortgage broker with a young couple

5 Reasons to Use A Mortgage Broker in Portugal

You don’t have to use a mortgage broker to get a mortgage in Portugal – you could apply in any bank in Portugal – but it often makes more sense for people, particularly foreigners, to use a mortgage broker. Here’s why.  It Saves a Lot of Time Applying for mortgages can be a time-consuming process. And that’s particularly true if you’re a foreigner as most comparison websites are only available in Portuguese.  Going from bank

women browsing property website

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The Best Property Websites For Buying Property in Portugal

Every country has its own property portals, such as Zillow or Realtor.com in the US and Rightmove or Zoopla in the UK. Naturally, Portugal has its own property websites as well and, although you may find some listings on the international section of the UK and US sites, you’re best off looking at websites that specifically focus on the Portuguese market. The important word here is websites as opposed to a single website or app.

House in Ericeira

Buying Property in Portugal: A Must-Read Overview

If you’ve fallen in love with Portugal, you may have decided that it’s time to buy a property here. That might be a second home that you’ll visit occasionally, a rental property that you’ll use as an investment or a house or apartment that you’ll make your main residency.  Buying in Portugal is similar to many other countries, perhaps with the exception of how the promissory contract (CPCV) works. Another issue is the potential legal

houses in ribera grande, sao miguel

Buying a Rental Property in Portugal

Thanks to its warm weather, low cost of living, and beautiful beaches and countryside, Portugal has become an incredibly desirable place to own a holiday home or vacation rental, particularly in areas like Lisbon, Porto, and the Algarve. It’s also home to some of the best golf courses in the world, many undiscovered wine regions, and often has cheap flights from destinations like the UK, Germany, and the Netherlands. If you’re looking for a property

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Can Foreigners Buy Property In Portugal?

Over the past few years, more and more people have bought properties in Portugal. This begs the question: can foreigners buy property in Portugal? And, if they can, do they have to be a resident to do so. According to Camille Ramiere who runs buyers agency Bloom Spaces, “yes, you can buy property in Portugal as a foreigner.” Ramiere also points out that there are no restrictions on residents (people legally living in Portugal) and

Couple signing at a lawyer's office

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Signing the Deeds (Escritura) in Portugal

The last big step in the buying process is the signing of the Deed of Purchase and Sale or Escritura de Compra e Venda (commonly referred to as the escritura). This is the point where you hand over the final cheque or payment and in return, the sellers hand over the keys to the property. Although there will be a few small things to do afterwards, this is the last big hurdle in the buying

tiled house portugal

Buying A Property For Portugal’s Golden Visa

The Portuguese golden visa is one of the most popular Portuguese residency visas. It has many benefits, but the main one is that it only requires you to spend an average of just seven days per year in Portugal (14 days every two years in practice). In comparison, most residency visas assume you will spend the majority of your time in Portugal.  This makes the golden visa is ideal for those that:  After five years