Accommodation Options for the D7 Visa

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Published: August 2021 & Last Updated: June 2022

One of the challenges of obtaining some residency visas is the need to already have accommodation in Portugal before you move to Portugal. You can’t just arrive in Portugal and then look for a place when you arrive. 

Suitable accommodation can take many forms. If you’ve purchased a property, that’s definitely acceptable: you just need to show the deeds to the property. For most people, it means a rental contract. You can either travel to Portugal or find a place to rent or try and find somewhere virtually.

In the past, most people simply rented an Airbnb, often renting several months of Airbnbs and moving around the country as they decided where they wanted to settle. Multiple hotel bookings were also accepted. Unfortunately, Airbnbs and hotels are being accepted less and less, although it does depend a lot on the consulate you’re applying through. If Airbnb bookings are still being accepted at your nearest consulate, this is the easiest option, but it’s increasingly not an option.

Another option is a letter of invitation or term of responsibility form from a Portuguese resident, inviting you to come and stay with them. This letter typically has to be notarised to be accepted and you’ll likely need to send a copy of their ID with the document as well. 

Renting Through an Agency

Although a lot of Portuguese rental agents don’t like to sign rental agreements with people who are outside of the country and have never seen the property in real life, this is becoming more and more common. And, thanks to Covid-19, virtual viewings and video walkthroughs are becoming more and more common, so it’s less of an unusual request to make. Bigger rental agencies, like Remax or Century 21, will be more used to the requirements of the D7 than private landlords.

You don’t get to see the properties in real life, but you can still get a good feel for the property. Google Maps can help you get an idea for the neighbourhood as well, although be aware that some things might have changed since the map was made. 

Regardless of whether you view an apartment in-person or virtually, many Portuguese rental contracts have a clause that allows you to break a contract one third of the way through, providing 120 days notice is given. As contracts are typically at least a year in length, in practice this would mean you’re able to leave the contract after seven months. 

Note: Since the lease will need to be “official” (not all are) you’ll need a NIF. Bordr.io are able to arrange a NIF for €150 (or €140 if you use this link). The lease will also need to be registered at Finanças for it to be considered official.

Scouting Trip

One option is to come to Portugal on a scouting trip and to rent (or even buy) a place while you’re here and then go back and apply for the D7. 

It can be a bit tricky to estimate the dates correctly and obviously there’s the cost of coming to Portugal, but the benefit is that you get to see lots of rental properties in person and find somewhere that you really like. 

Airbnb workaround

There is one way that you can use Airbnb to find suitable accommodation in Portugal and that’s to contact hosts to see if they’d be willing to give you a proper long-term contract (rather than the standard Airbnb lease). 

The benefit of this approach is that you can find a property that has lots of great reviews and, based on those reviews, you get a good idea of what your future landlord will be like as well. Many hosts will say no, particularly if you want to do this during the peak summer season, but others will be open to the idea. 

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Comments

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  2. This was helpful. I am awaiting my D7 now. There is a checklist available from VSF that’s useful too. Thanks for the article.😊

    Reply
  3. Hi everyone,
    Are there any restrictions on a region of Portigal to rent and stay for the purposes of D7 visa regime? Does Madeira fit into the D7 regime requiremenrs?
    Thank you

    Reply
  4. Hello,
    We are looking at buying a property in a development that isn't finished yet, would the purchase of this property cover the requirements for D7 visa? or would we still need to show a year long rental lease? We are looking to relocate early 2023 , our potential home isn't due to be finished until early 2024 ........does anyone know what we'd need to show to be able to stay in the country while our home is being finished?

    Reply
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  6. Does anyone understand the process to verify that you lived in Portugal for the required 6-8 months after you are granted your D7 residence permit? Do you need to enter the EU through Portugal? If you have a home in another country in the Schengen area (e.g. France or Spain), could you travel within the EU during those 6 months and still have them count? Do they just verify that you have a rental agreement? Thanks for any advice!

    Reply
    • Did you find out Taylor? I have the same question. I have a motorhome there that I can register in Portugal, once I had the residency. I'd live in the motorhome and build a tiny house on the land.

      We just need to figure out if the "Proof of Accommodation" can be fulfilled by owning some land.

      Reply
      • Hi Matt and Taylor,

        I just spoke with a lawyer and this is the answer I got back.

        "Unfortunately, you can't use a motorhome to prove accommodation in Portugal for Visa related reasons. As more and more people are living in motorhomes, this situation may change soon."

        Reply
  7. The embassy here in Washington DC, through VS Global, requires a Portuguese bank account with $12,500 on deposit and a one-year lease. Obviously to do either one of these things you need a NIF number first. I was able to get an NIF while still in the states by working through an attorney familiar with the process; however, it was not inexpensive, I paid approximately $750 EU. I actually did this back in 2021 and began making regular deposits into my Portuguese bank account at Millennium Bank every month until I exceeded the required amount. I will be going over in a few weeks to rent the apartment and then we'll submit all of my paperwork to VS. Also, I organized my submission documents into folders corresponding to the documentation that was required. The thought was to make it as easy for them as possible. Good luck with your applications and I wish you well. HD

    Reply
  8. This is the trickiest issue I see on the D7 application process; I am quite sure we would cover all requirements; however, there is always the possibility of the application being denied or rejected, leaving, as indicated above, loosing 7 months of committed rent (anywhere from 3500 to 7000 Euros), not an easy decision risking this kind of money. Any suggestions or advice?

    Reply
    • Well, I consider it a 4month rental loss if the visa is denied. You can take a 3 month vacation to use up the rental agreement. Went for a relatively cheap apartment to minimize the loss, if ever.

      The grey area is if the Lease Contract needs Financas registration evidence. Most say a formal, signed contract from a Real Estate company will do.

      Reply
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  10. Hello James, thank you very much again for this great resource! It is becoming my Bible. Could I please check with you if the consulates accept a letter from a friend (Portuguese citizen) stating that I will be living with them for 1 year while I find a permanent accommodation? Also, would you happen to know how long does a consulate typically hold your passport for while they process your visa? I am considering applying either in Britain or Russia as I am a citizen of both countries. Thank you very very much for your help!

    Reply
    • Hi Inessa, I also tried the method of using a letter from a friend stating that I would live with them. I contacted my nearest embassy about this beforehand, and they said no via email, so I'm doing the 1-year rental contract now.

      I have read that some embassies might accept this method, so best way is to get this info from your embassy beforehand. And I was told processing time could be between 2-6 months. (I'm applying from the embassy in New Delhi, India)

      Reply
      • Hello Dikshant,

        Have you applied for the visa? How did you manage to get a 1 year rental contract? Can you please let me know about this.
        I am in the same boat and was thinking about Airbnb, did you check with the embassy if they accepted Airbnb?

        Thanks

        Reply

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