Buying & Renting Property

Renting an Apartment or House in Portugal

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One of the biggest challenges of moving to Portugal is finding somewhere to rent — and for most people, it’s not something you can leave until after you arrive. If you’re applying for a Portuguese residency visa such as the D7 (passive income) or the Digital Nomad Visa, you’ll need a signed lease before your application goes in. Most consulates expect that lease to be 12 months long and registered with Finanças, Portugal’s tax authority. There are some exceptions — …

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Open a Portuguese Bank Account Online From €290

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If you’re moving to Portugal, you’ll need a Portuguese bank account — for your visa application, to receive income, pay rent, set up utilities, and access Multibanco (the payment network that runs Portugal). The problem? As a non-resident, opening an account isn’t straightforward. You can’t just sign up online like you would back home, and walking into a branch often ends in rejection — sometimes at multiple banks. The good news: specialist services can open your account remotely, often in 2–4 weeks and for as little …

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Should You Get Your NIF in Portugal or Online?

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If you’re trying to decide whether to get your Portuguese NIF in person or online, the answer mostly comes down to where you live now. For some people, getting it in Portugal makes perfect sense. For most, particularly Americans, Brits, and Canadians, it is usually a waste of time, money, or both. The short answer You should usually get your NIF: Tip: Get your NIF through Portugalist for just €64. If you live outside the EU/EEA, getting Your NIF in …

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Buying Property in Portugal: The Real Process, Not the Brochure Version

A symmetrical facade of a building covered in blue and white tiles with 15 windows in a grid pattern. Each window has a blue wrought-iron balcony railing. The design is consistent across the entire surface, creating a harmonious and repetitive visual effect.

Buying a home in Portugal is one of those ideas that feels wonderfully simple on the surface. An apartment in Lisbon. A quiet stone house in the countryside. A villa near the sea. For many people, it’s tied up with lifestyle dreams, retirement plans, or the idea of putting down roots in Europe. And in fairness — buying property in Portugal is absolutely achievable for foreign buyers. There are no restrictions on foreign ownership. The legal system is well established. …

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Getting Your Water Connected in Portugal

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When you move to Portugal, sorting out your water supply is key, along with sorting out other utilities like electricity and gas and arranging home internet. In Portugal, water services are managed by local municipalities. This means you don’t get much choice with your provider; it depends on where you live. Each area has its own supplier, and information about your specific provider is available through your local municipality. For example, Aguas de Lisboa e Vale do Tejo looks after …

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How to Sell Your House in Portugal Without An Estate Agent

A small green door with a "For Sale" sign written in Portuguese ("Vende-se") and English, along with a phone number. The door is set in a weathered stone wall with patches of blue paint, surrounded by greenery.

In Portugal, estate agents typically charge 5% (or more) commission + VAT. For many expats living in Portugal—and an increasing number of Portuguese—that’s too much. 5% of a €250,000 property is €12,500. If your property is more expensive, say €750,000, you could be paying €37,500 just in commission.  Some estate agents will drop their commissions ever so slightly, but it’s unlikely that you’ll get them below 3%. Even getting them to drop below 5% can sometimes be a struggle. But, why …

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The Best Property Websites For Buying Property in Portugal

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If you’re familiar with Zillow or Realtor.com in the US—or Rightmove and Zoopla in the UK—your instinct is probably to look for “the one big website” that lists every property for sale. In Portugal, that doesn’t exist. There is no MLS system, and that means two things: Think of Portugal as a patchwork: different agents upload to different portals, some post only on their agency website, and a surprising number of rural owners still list only on classifieds. Below is …

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Dealing with Noisy Houses & Apartments in Portugal

A man and a woman lying in bed under white blankets appear disturbed. The man, on the right, covers his ears with a pillow, while the woman, on the left, looks annoyed and is holding her head. A lamp on a nightstand is in the background.

Apartments and houses in Portugal lack insulation. This means that not only can they be absolutely freezing during the winter months, but noise travels between apartments very easily as well. And while there are things you can do to stay warm in Portuguese apartments, it’s very hard to solve noise problems. For many people, this won’t be an issue. For those that are sensitive to noise, wake up easily, or are going to be working from home a lot, it …

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Selling Your Property in Portugal: A Comprehensive Guide

Are you considering selling your property in Portugal? Portugal’s property market has been thriving in recent years, attracting both domestic and international buyers. With its stunning coastlines, vibrant cities, and warm climate, it’s no wonder that so many people are interested in moving here or owning a second home here. As a seller, this means you have a great opportunity to capitalise on the demand and get the best value for your property. In the following sections, we’ll cover everything …

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Furnishing Your Home: Where to Buy Furniture in Portugal

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Anyone living in Portugal, whether they’re renting or have bought a house, will have to buy furniture at some point or another. Maybe you need to furnish an entire apartment or house, or maybe you just need one or two small things. Either way, the question is: where should you go to buy furniture in Portugal? The answer depends a lot on the type of furniture that you’re looking for, and where you are in the country. For some people, …

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