How Much Does Buying a Property in Portugal Really Cost?

White villa in the Algarve

You see a property for €300,000 or €500,000 or €1 million. But is that how much it actually costs? Not quite. By the time the keys are in your hand, you’ll have paid a stack of taxes and fees on top of that headline price — and for some buyers those extras add more than €30,000 to the bill on a €300,000 property. The good news is that almost all of them are predictable, so you can budget for them …

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Getting Your NIF in Portugal: In Person vs Online — Which Makes More Sense?

financas office cascais

If you’re trying to decide whether to get your Portuguese NIF in person or online, the answer mostly comes down to where you live now. For some people, getting it in Portugal makes perfect sense. For most, particularly Americans, Brits, and Canadians, it is usually a waste of time, money, or both. The short answer You should usually get your NIF: Tip: Get your NIF through Portugalist for just €64. If you live outside the EU/EEA, getting Your NIF in …

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How to Sell Your House in Portugal Without An Estate Agent

A small green door with a "For Sale" sign written in Portuguese ("Vende-se") and English, along with a phone number. The door is set in a weathered stone wall with patches of blue paint, surrounded by greenery.

In Portugal, estate agents typically charge 5% (or more) commission + VAT. For many expats living in Portugal—and an increasing number of Portuguese—that’s too much. 5% of a €250,000 property is €12,500. If your property is more expensive, say €750,000, you could be paying €37,500 just in commission.  Some estate agents will drop their commissions ever so slightly, but it’s unlikely that you’ll get them below 3%. Even getting them to drop below 5% can sometimes be a struggle. But, why …

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Phone Plans in Portugal: Which Network, What SIM, and What It Costs

A person with curly hair, wearing a yellow coat, stands on a stone staircase and smiles while talking on the phone. Sunlight illuminates part of the scene, and the stairs are flanked by walls with graffiti.

If you’re living in Portugal, you should get a Portuguese phone number. While a number of people keep their phone numbers, particularly those from other EU countries who can take advantage of roaming, it’s definitely a good idea to have a Portuguese number. Here’s why: Basically, if you move to Portugal, you need a phone number so people can contact you and you’ll want mobile data. How Much Does A Phone Plan Cost? As an example, here’s a real quote …

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How to Stay Warm in Portuguese Houses During Winter

A man and a woman, bundled up in winter clothing including hats, gloves, and scarves, sit next to a radiator. The man warms his hands by blowing on them, while the woman holds her hands close to the heat source, appearing cold.

Parts of Portugal like the Algarve, the Alentejo, and Lisbon are blessed with some of the mildest winters that Europe has to offer. Outside, that is. Inside a Portuguese house is another story altogether.  Old Portuguese houses and apartments are typically poorly insulated and almost never have central heating of any kind, although some may have an air conditioning unit with a heat function. Newer properties tend to be better insulated, and some may even have a heating system of some …

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Internet in Portugal: Which Provider, What Speed, and What It Costs

A woman with short curly hair sits on a rooftop terrace using a laptop. She is wearing a white crop top and black and white striped pants. The terrace overlooks a scenic city with a river and distant bridge visible. A tablet and camera are on the table.

Wondering if you’ll be able to binge-watch your favorite shows or video call your friends back home without buffering nightmares? Well, get ready for some good news – Portugal is home to some wonderful high-speed internet.  BUT…(and this is a big but) not everywhere in Portugal has fibre-optic internet. While fibre optic broadband (called internet fixa or banda larga) is available throughout Portugal, and according to our own research, 76% of Portugalist readers have been able to get it at …

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Dealing with Noisy Houses & Apartments in Portugal

A man and a woman lying in bed under white blankets appear disturbed. The man, on the right, covers his ears with a pillow, while the woman, on the left, looks annoyed and is holding her head. A lamp on a nightstand is in the background.

Apartments and houses in Portugal lack insulation. This means that not only can they be absolutely freezing during the winter months, but noise travels between apartments very easily as well. And while there are things you can do to stay warm in Portuguese apartments, it’s very hard to solve noise problems. For many people, this won’t be an issue. For those that are sensitive to noise, wake up easily, or are going to be working from home a lot, it …

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6 Ways to Watch British TV in Portugal

A smiling elderly couple sits on a white couch in a bright living room, both looking towards a television. The man has his legs crossed and the woman is holding a remote control. They appear relaxed and are leaning slightly towards each other.

Over the years, there have been lots of different ways to watch British television from Portugal whether through satellite dishes, VPNs, or just about any other method. Despite attempts from the BBC and other British TV channels to limit British TV to just those physically in the UK, someone always seems to know a way around the system.  These days, most of the workarounds are online-based, which is one good reason to get a good internet connection in your home. If …

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Getting a Mortgage in Portugal as a Foreigner: What Banks Actually Want

Dreaming of owning a little slice of Portugal — maybe a sunny apartment overlooking the Algarve coast, a stone cottage in the Alentejo, or a city apartment in Lisbon? The good news is that getting a mortgage in Portugal is absolutely possible for foreigners. The process is more straightforward than you might think — as long as you understand how Portuguese banks work, what paperwork you’ll need, and what kind of deposit to expect. Since 2016, Portugalist has helped countless …

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Does Starlink Work in Rural Portugal? An Honest Assessment

A circular Starlink satellite dish is mounted on the roof of a building with several solar panels. The sun is setting behind a mountain range in the background, casting a warm, golden light across the scene.

Portugal has great internet coverage, but there are definitely some parts of the country that aren’t covered – not just by fibre broadband but by mobile internet as well. If that’s the case, you may be looking at other options and wondering whether Elon Musk’s Spacex Starlink could be the answer to your problems. With a monthly cost of €40 (and, as of August 2024, a hardware setup cost of between €249 and €349), getting internet through Starlink isn’t as …

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