The last big step in the house buying process in Portugal is the signing of the Deed of Purchase and Sale or Escritura de Compra e Venda (commonly referred to as the escritura). This is the point where you hand over the final cheque or payment and in return, the sellers hand over the keys to the property. Although there will be a few small things to do afterwards, this is the last big hurdle in the buying process and …
Are you thinking about purchasing a property in Portugal but are confused about how much you’re able to borrow? Buying a property in Portugal can be confusing, but don’t worry: Portugalist is here to help. Use our mortgage calculator below to estimate: *This part of the process requires more information. A mortgage broker will get in touch to discuss your income and expenses in order to calculate how much you’re able to borrow. Why We Created This Calculator There are …
Brexit has left many people scratching their heads, especially those who dreamed of spending more time in Europe. It’s natural to have questions about how this change might affect your plans, particularly when it comes to buying property abroad. If you’ve been eyeing a lovely villa in the Algarve or an apartment in Lisbon, you might be wondering if it’s still possible to make that dream a reality. Well, we’ve got some good news for you! The Good News: You …
When you move to Portugal, sorting out your water supply is key, along with sorting out other utilities like electricity and gas and arranging home internet. In Portugal, water services are managed by local municipalities. This means you don’t get much choice with your provider; it depends on where you live. Each area has its own supplier, and information about your specific provider is available through your local municipality. For example, Aguas de Lisboa e Vale do Tejo looks after …
If you’re applying for Portugal’s D7 or Digital Nomad Visa, you’ll almost certainly need a rental contract as part of your application. Most consulates want to see a 12-month contract in your name; a few will accept six months, but 12 months is the safer assumption. That means you can’t just book an Airbnb and hope for the best – you usually need a proper long-term lease that’s registered with Finanças. And this is where many people hit a very …
In Portugal, estate agents typically charge 5% (or more) commission + VAT. For many expats living in Portugal—and an increasing number of Portuguese—that’s too much. 5% of a €250,000 property is €12,500. If your property is more expensive, say €750,000, you could be paying €37,500 just in commission. Some estate agents will drop their commissions ever so slightly, but it’s unlikely that you’ll get them below 3%. Even getting them to drop below 5% can sometimes be a struggle. But, why …
Parts of Portugal like the Algarve, the Alentejo, and Lisbon are blessed with some of the mildest winters that Europe has to offer. Outside, that is. Inside a Portuguese house is another story altogether. Old Portuguese houses and apartments are typically poorly insulated and almost never have central heating of any kind, although some may have an air conditioning unit with a heat function. Newer properties tend to be better insulated, and some may even have a heating system of some …
Apartments and houses in Portugal lack insulation. This means that not only can they be absolutely freezing during the winter months, but noise travels between apartments very easily as well. And while there are things you can do to stay warm in Portuguese apartments, it’s very hard to solve noise problems. For many people, this won’t be an issue. For those that are sensitive to noise, wake up easily, or are going to be working from home a lot, it …
If you’re living in Portugal, you should get a Portuguese phone number. While a number of people keep their phone numbers, particularly those from other EU countries who can take advantage of roaming, it’s definitely a good idea to have a Portuguese number. Here’s why: Basically, if you move to Portugal, you need a phone number so people can contact you and you’ll want mobile data. How Much Does A Phone Plan Cost? As an example, here’s a real quote …
If you’re planning a move to Portugal one thing you might be wondering is, “Will my mobile phone (or cell phone) work over there?” Your phone is such an important part of daily life nowadays. Whether it’s keeping in touch with family and friends, getting directions with maps, or quickly looking something up – your phone is likely always by your side. So of course you’ll want to be able to take it along during this big move. The good …