How To Get a Número de Utente (SNS Number) in Portugal

A man wearing a badge is assisting a woman at a reception desk. The woman, with a ponytail, is leaning on the counter, holding a black handbag and looking at the book the man is writing in. The background features minimalistic decor and a vase with white flowers.

If you’re familiar with the NIF (tax number) in Portugal, get ready to add another crucial number to your list: the número de utente or SNS number. This number is your gateway to the Portuguese public healthcare system, and it’s a must-have for anyone planning to reside in Portugal. What is the SNS Number? The SNS number allows you to access: Obtain your SNS number as soon as you become a resident in Portugal. Healthcare is vital, so this should …

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Schools in Portugal: How to Choose The Right School For Your Children

An open book lies on a blue desk in an empty classroom. The classroom features a large chalkboard at the front, slightly out of focus, and rows of unoccupied desks. The image conveys a quiet, studious atmosphere.

Parents moving to Portugal face many decisions, and one of the most crucial is choosing the right school for their children. This guide aims to help you navigate the Portuguese education system and make an informed choice. Overview of the Portuguese Education System The Ministry of Education (Direção-Geral da Educação – DGE) regulates the education system in Portugal, which consists of four main stages: There are three main types of schools, especially at a secondary level: There are also religious …

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Getting a Mortgage in Portugal as a Foreigner: What Banks Actually Want

Dreaming of owning a little slice of Portugal — maybe a sunny apartment overlooking the Algarve coast, a stone cottage in the Alentejo, or a city apartment in Lisbon? The good news is that getting a mortgage in Portugal is absolutely possible for foreigners. The process is more straightforward than you might think — as long as you understand how Portuguese banks work, what paperwork you’ll need, and what kind of deposit to expect. Since 2016, Portugalist has helped countless …

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Understanding Taxes in Portugal: What Expats Actually Need to Know

Portugal flag with a coat of arms on the left, blending into a close-up of Euro banknotes on the right, predominantly showing the 200 and 100 Euro notes.

Moving to Portugal means getting familiar with a new tax system. Whether you’re retiring here, working remotely, or starting a business, understanding your tax obligations is crucial. The good news? While Portuguese taxes aren’t the lowest in Europe, they’re often more manageable than many assume. Plus, with Portugal’s lower living costs and various tax deductions available, many newcomers find their overall expenses quite reasonable – especially compared to countries like the US, where healthcare and property taxes can take a …

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Do You Need a Fiscal Representative in Portugal?

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So you’re buying property in Portugal or applying for a NIF number — and someone mentions the phrase “fiscal representative.” Don’t panic. It sounds more complicated than it is, and by the end of this article you’ll know exactly whether you need one, how to get one, and what it’s actually going to cost you. Tip: Novomove offers fiscal representation for €79 Do you need a fiscal representative? Use the decision tree above to figure out where you stand. Here’s …

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Living in Portugal VS Spain: Which Country Is Right For You?

Two flags are displayed side by side, representing Portugal and Spain. The Portuguese flag, featuring a green and red design with a coat of arms, is on the left. The Spanish flag, with red and yellow stripes and a coat of arms, is on the right. Overlaid text reads "Portugal versus Spain.

A lot of people think about moving to Spain or Portugal. Both have a similar climate, they have shared histories, similar cultures, and are located right next to each other, so it’s understandable why so many people lump the two together.  Regardless of which country you choose to live in, you’ll be right next to the other one and so you’ll have plenty of opportunities to travel around both. But travel is one thing and living somewhere is very different, …

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Health Insurance in Portugal: Get A Quote Today

A doctor wearing a white coat and stethoscope smiles while speaking with a woman and a young girl in a medical office. In the foreground, text reads “Understanding Health Insurance in Portugal.”.

Feeling lost in the maze of Portuguese healthcare? Trying to get health insurance quotes but ending up with a headache instead of answers? We get it – it’s confusing! Health insurance isn’t just a “nice to have.” It’s a must-have for many visas (hello, D7 and Digital Nomad Visa!) and increasingly recommended for, well, just about everyone else. Don’t worry, though – we’ve got your back! At Portugalist, we’ve been the trusty sidekicks for folks moving to Portugal since 2016. …

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Review: “The Journey” from Portuguese With Carla

You may have come across Portuguese With Carla before. Carla runs a popular podcast, YouTube channel, and website where she teaches European Portuguese alongside her husband Marlon. Their latest innovation, The Journey, is an incredibly creative way of teaching European Portuguese – from beginner to advanced.  The Journey follows a story, which the trailer below gives a preview of. In it, the main character, Carla, receives a letter informing her of an inheritance left behind by her estranged father. What …

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Understanding the Promissory Contract

A man and a woman sit at a table, reviewing and signing a document together. The man, wearing glasses and a light blue shirt, holds a pen and signs the paper, while the woman in a black dress with lace sleeves looks on attentively.

A major step in the Portuguese property buying process is putting down a deposit and signing the promissory contract. You’ve already made an offer, but the promissory contract confirms you want to go ahead with the sale. Although putting down a deposit is a normal part of the buying process in many countries, in Portugal this is a much bigger step as the promissory contract (Contrato de Promessa de Compra e Venda or just CPCV) makes it difficult for either …

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Living in Portugal VS the UK: What’s Different & What’s the Same?

A bright red British-style telephone box stands on a cobblestone street corner, with a large historic white building featuring arched windows and unique chimneys in the background. The sky above is clear with a hint of clouds.

Every year, thousands of people move from the UK to Portugal, especially to the coastal Algarve region in the south. It’s easy to see why: Portugal has great weather, an interesting culture and history, English is widely spoken, and there’s already a large British expat community. Oh, and let’s not forget the affordable wine as well.  Although most people do a lot of research about Portugal before moving here, and many will have spent a lot of time here on …

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